Critical Illness
A tax-free lump sum payment allowing you to focus on recovery, not financial survival.
Key Benefits
Comprehensive Coverage: Covers 25+ major conditions (Cancer, Heart Attack, Stroke).
Lump Sum Freedom: Use funds for private treatment, debt repayment, or lifestyle changes.
Return of Premium: 100% money-back option if you never make a claim.
Best Doctors® Access: Global second opinion services included with most policies.
"Modern medicine saves lives, but recovery is expensive. Critical Illness insurance provides "Survival Capital." It pays out a tax-free lump sum typically 30 days after diagnosis. This liquidity prevents you from liquidating retirement assets or incurring debt to pay for out-of-country treatment, home modifications, or simply taking time off work."