Disability Insurance
Your ability to earn an income is your greatest asset. Protect your lifestyle from the unexpected.
Key Benefits
Income Replacement: Receives a tax-free monthly benefit if you cannot work.
Own Occupation Rider: Protects your specific professional standing and income level.
Partial Disability: Benefits payable even if you can work part-time.
Future Insurability: Option to increase coverage as your income grows without medical exams.
"Statistically, a 30-year-old is four times more likely to become disabled than to pass away before age 65. Worker’s Compensation only covers work-related accidents, and EI is limited to 15 weeks. Private disability insurance is the only way to guarantee your income stream remains intact until retirement, covering both injury and illness."
