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Legacy Protection & Tax Strategy

Life Insurance

Secure your family's financial future with tax-free capital delivered exactly when it is needed most.

Key Benefits

Term Life: Cost-effective coverage for temporary needs (Mortgages, Income Replacement).

Whole Life: Permanent coverage with guaranteed cash value accumulation.

Universal Life: Flexible premiums combined with tax-sheltered investment growth.

Corporate Strategies: Protect business value and facilitate shareholder buyouts.

"In Canada, the death benefit of a life insurance policy is paid out tax-free to your named beneficiaries. Beyond basic protection, permanent life insurance can be treated as an asset class, offering tax-sheltered growth and liquidity that bypasses probate fees. We act as independent brokers, surveying the entire Canadian market to structure a policy that aligns with your estate planning goals."

Ready to secure your Life Insurance?

Book a complimentary 15-minute discovery call to see if this solution fits your portfolio.

Mode Money
ModeMoney | Wealth Architects