Mortgage Insurance
Personally owned policies that protect your family and your home—not the bank.
Key Benefits
You Own Control: Policy follows you if you switch lenders or move homes.
Level Coverage: Payout amount does not decline as you pay down your mortgage.
Guaranteed Pricing: Premiums do not increase as you age or if health changes.
Beneficiary Choice: Payout goes to your family to use as they see fit, not automatically to the bank.
"Most bank-offered mortgage insurance is "post-claim underwriting," meaning they check your health only after you die, risking a denied claim. Our personally owned term insurance is underwritten upfront, guaranteeing the payout. Furthermore, bank insurance pays the bank; our insurance pays your family, giving them the choice to pay off the mortgage or invest the capital."
